Upholding data security standards is essential in the payment card industry. Partnering with an IT services provider in Orange County can help your business remain PCI-compliant. Whether you have just started accepting credit cards or you have a new credit card machine, it is essential that your business understands the importance of following PCI regulations. Failure to follow these rules can lead to significant penalties and even the termination of your credit card processing account.

Compliance levels for PCI

There are four different PCI compliance levels for Visa.

Level 1 – The first level is for any business that has over six million Visa transactions each year. These companies must always file a report on compliance (ROC) form each year and an Attestation of Compliance (AOC). It is also required to perform a network scan every three months.

Level 2 – The second level is for any companies that process between one and six million Visa transactions each year. An AOC form is also required, and they must complete a self-assessment questionnaire. A quarterly network scan is also a requirement.

Level 3 – The third level is for any business that has between 20,000 and one million Visa transactions per year. Level three and level two share the same PCI requirements.

Level 4 – The fourth level is for any business that has less than 20,000 Visa transactions but can reach up to one million transactions each year for all brands. A self-assessment questionnaire and an AOC form are required each year.

Over 80% of credit card data breaches occur with small businesses. It is essential to partner with an IT services provider in Orange County for maximum protection. Failure to remain in compliance can result in strict penalties, which includes getting your credit card account suspended. All eCommerce websites must install firewalls and conduct frequent application code reviews. An IT provider can help ensure your business remains in compliance and avoid suffering these devastating consequences that can jeopardize the future of your business.

Taking the additional time to understand these compliance requirements is critical. Technijian is an IT services provider in Orange County that has been helping companies with technology since 2000. Our IT professionals are always available to answer any questions and we will continually look for ways to improve your business. Following all of the payment card industry standards is critical for your company, and we will ensure that your business always remains protected through the latest security measures. Interested in learning more? Feel free to contact us for additional information regarding the latest PCI standards.